With Pink City Fincap Pvt. Ltd. gold loan services, it takes no more than a few minutes for your gold to generate cash. The simple procedure that we follow allows:

  • Quick Loan disbursal
  • Loan limit stretches from Rs. 1500 to Rs. 1 crore
  • Pre-payment option-without any penalty
  • Minimal documentation
  • In-house gold evaluation
  • Improves customer service in a shorter response time
  • Strong rooms for providing safe custody for gold ornaments

Being India’s largest gold loan service provider, safeguarding the deposits of gold ornaments is our primary concern. A flexible interest rate policy is what helps us cope with volatile markets. Our gold loan range starts from Rs. 1,500 and stretches up to Rs. 1 Crore.

Gold Loan Schemes

SchemeSlab Period/sRate of Interest
Best Value Loan (PBL)upto 1 month14%
1 > 3 months17%
3 > 6 months21%
6 > 12 months24%
above 12 months26%
True Value Loan (PTL)3 months18%
6 months22%
12 months24%
above 12 months26%
Xpress Loan (PXL)6 months21%
12 months24%
above 12 months26%
Super Loan (PSL)3 months22%
12 months24%
above 12 months26%
Pinkcity Fincap Advantage Loan (PAL)*3 months18%
6 months21%
12 months24%
above 12 months26%(including penal interest@2% p.a)
PIL1 month20%
3 months22%
above 3 months24%
above 12 months26%
PHL3 months16%
12 months18%
above 12 months20%
PPL1 month12%
3 months15%
6 months20%
12 months24%
above 12 months26%
Convenient Consumer Loan (CCL)12 to 36 months11% flat (20% annualized)
* Applicable in selected branches
** Interest is charged on monthly compounding basis
 
Service Charges are applicable for loans under PHL scheme at the following rates:
Rs. 1 lakh and above, but less than Rs. 3 lakhs - 1.50% of the loan amount
Rs. 3 lakhs and above, but less than Rs. 5 lakhs - 1% of the loan amount
Rs. 5 lakhs and above - 0.75% of the loan amount
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